Life Insurance Broker in Moncton, New Brunswick
Moncton is one of the fastest-growing cities in Atlantic Canada, and with growth comes bigger mortgages and more families who need protection. Moncton is also my hometown — I was born in Bathurst and raised in Moncton, and I visit regularly to see clients. I'm Colin Touchie, an independent life insurance broker with office space available in Moncton by appointment, serving clients across New Brunswick in both English and French. I compare 15 Canadian carriers so you get unbiased advice and the best price — not the policy a single bank wants to push.
Moncton housing market & life insurance
Data as of September 2026. Home prices from MLS® board data. Premiums are illustrative estimates for a healthy 35-year-old non-smoker (20-year term), not a quote.
~$374,000
Avg. sale price, Aug/Sept 2026
~196,000 (Greater Moncton)
Moncton CMA, 2025 est. — one of Canada's fastest-growing metro areas
Real Moncton mortgage-protection scenario
A typical Moncton family buys a home near the average price with a 20% down payment, leaving a mortgage of about $299,000. If the primary earner passes away, the surviving spouse is left with that full balance plus property taxes, utilities and daycare costs in Greater Moncton.
Typical Mortgage Balance
~$299,000
Approx. 20% down on the average price
Recommended Coverage
$500,000
Request a personalized comparison
Personal Term Life (20yr)
$25–$40/mo
Fixed payout, level $500,000
Bank Creditor Insurance
$55–$70/mo
Declines with balance
Often underwritten at claim time
The takeaway: Even with Moncton's more affordable home prices, personal term insurance typically costs $25–$40/mo — less than bank creditor insurance ($55–$70/mo) — and the payout stays fixed at $500,000 while the bank's coverage shrinks. Many bank creditor insurance products are also underwritten at claim time (not application).
Illustrative estimates only. Actual rates depend on age, health, smoking status and insurer. Home prices from MLS® board data as of September 2026.
Why Moncton clients work with a local broker
Moncton is officially bilingual, and I provide full service in both English and French — important for Dieppe, Memramcook, and francophone clients across southeastern New Brunswick.
As a regional hub with a strong small-business sector, many Moncton clients need key person insurance and buy-sell agreement funding.
I was raised in Moncton and visit regularly; I have office space available by appointment and serve the entire Greater Moncton area including Riverview, Dieppe, and Shediac.
Moncton is my hometown — I was born in Bathurst and raised here, and I visit regularly to meet clients. I'm licensed in New Brunswick and have office space available by appointment. I understand the local market — from the bilingual reality of Dieppe to the business community downtown. You get a broker who knows Moncton from a lifetime of connection and can serve you in the language you're most comfortable with.
Moncton life insurance FAQs
Do you offer life insurance services in French in Moncton?
Yes. I provide full bilingual service (English and French), which is especially important for clients in Dieppe, Memramcook, and across southeastern New Brunswick. Service en français disponible.
How much life insurance do I need in Moncton?
Most families want enough coverage to clear the mortgage and provide income replacement — often $400,000–$600,000+. The right amount depends on your income, debts, and number of dependants. Request a personalized comparison for a figure based on your actual balance.
Can I meet you in person in Moncton?
Yes. I was raised in Moncton and visit regularly; I have office space available by appointment. I also offer virtual appointments across New Brunswick, Nova Scotia, and Ontario.
Also serving
Get a personalized life insurance comparison
I'll compare 15 Canadian carriers and find you the best coverage at the best price. No pressure, no obligation — just clear advice from a licensed independent broker.